Life & Health Insurance


House & Contents Insurance


Commercial & Rural Insurance


Income Protection & Trauma Cover

Welcome to Zenith Group, a Member Broker of Insurance Advisernet NZ.

Established in 2003, we work with a number of clients across Southland and wider New Zealand.

Zenith Group clients enjoy the personalised service and expertise of our financial advisers, from initial risk analysis right through to the settlement of any claims. We bring an unrivalled wealth of knowledge and more than 100 years of combined experience gained working with some of the country’s largest insurance companies.

Our Team

Brett Freeman

Principal Adviser

Brett is a principal adviser at Zenith Group.  He provides a holistic insurance offering to his valued clients.  Brett is able to advise on insurances for life, health and risk, and also on commercial, domestic and general insurance providing a genuine personal service for your overall insurance requirements.  With 20 years experience and established relationships with New Zealand’s largest trusted insurers, Brett is well qualified to be a trusted adviser to you, for your family and business insurance requirements.

FSP: FSP98124

Dave Conner

Principal Adviser 

Dave is a principal adviser at Zenith Group and has 47 years experience in the insurance industry.  Dave specialises in personal and business risk insurance, including life, trauma, disability and health insurance.  As a widely respected and successful insurance adviser, he is one of the most recognised advisers across the industry in New Zealand.  Dave has earnt many awards in his long and distinguished career, but his biggest concern is ensuring his clients have the best possible cover available to protect them in the event of a claim.

FSP: FSP109775

Jude Freeman

Insurance Adviser

Jude has over 35 years experience in the general insurance industry in New Zealand.  Having worked for NZI for over 20 years, Jude then became a general insurance broker for Zenith Group and has been providing outstanding outcomes for her clients for the last 15 years.  Jude has an intricate knowledge of fire and general products across the market and works very hard for her clients to ensure positive outcomes at claim time.

FSP: FSP126524

Sarah Kelly

Practice Manager

Sarah joined Zenith Group in January 2003.  She has lived in Invercargill for 45 years. Sarah primarily provides adviser support to Dave, and also manages the Zenith Group office.

Karly Crawford

Executive Administrator

Karly joined the Zenith group team in 2022.  Born and raised in Invercargill, she provides adviser support to Brett and administrative tasks within the Zenith Group office.

Our Commitment to You

We appreciate you have many options when it comes to our insurance needs. We never take your loyalty for granted and commit to do everything in our power to earn, maintain and continue to build our trusted relationship.

As your appointed Insurance Advisers, Zenith Group commits to:

Conduct an analysis of your risk/needs and recommend the most appropriate covers to protect your assets and liabilities.

Recommend the appropriate insurer to match the risk.

Only recommend secure and stable insurers.
Provide alternatives on your risk retention through various excess options and access to premium funding options to allow you to pay your premiums via instalments.
Provide prompt and timely servicing of your general insurance needs to ensure you are adequately informed of issues that may affect your business.
Provide prompt and timely servicing of your existing insurance policies.

Products & Services

Life & Health Insurance

Life Insurance pays a lump sum in the event of death or a terminal illness.  It provides financial protection for those who depend on you.  It pays a one-off cash payment if you die.  The amount of cover needed is tailored to suit your individual needs.  The eligibility entry for those who can apply for life insurance is 16 to 75.  There is no maximum level of cover, however – the cover is subject to financial and medical assessment.

Health Insurance provides the insured with options relating to health care, from the choice of hospital and treatment facility to the choice of specialist. We have a number of providers available and will find the best options for your needs.

Trauma & Income Protection Insurance


Income Protection Insurance provides a monthly payment to you should you be unable to work through an accident or illness.

Trauma Insurance pays a lump sum upon diagnosis of a major condition such as cancer, heart attack or stroke.

Home & Contents Insurance

For most New Zealanders the family home is the largest asset they’ll ever own. This means it’s essential to protect it now with the right insurance cover. After all, no one wants to discover they’re inadequately insured when it’s too late.

Motor Insurance / Commercial / Heavy Motor Insurance

One of the more common types of business cover, motor/vehicle insurance protects your business fleet against costs arising from theft and accidents. Your policy can be tailored to include a range of domestic & commercial vehicles from cars and motorbikes to vans, trucks and even buses and heavy motor vehicles.

Boat & Marine Insurance


Marine Insurance is designed to provide peace of mind, whether you have a pleasure craft that requires insurance or if you are moving cargo across water, land, or air. Marine transit cover provides point-to-point coverage between your premises and those of your customers.

Business Insurance


Having adequate general insurance cover is one of the most fundamental parts of being in business, as it provides invaluable protection against a range of risk events – from equipment and assets to legal liability – reducing financial uncertainty and protecting your livelihood and that of your workforce. Insurance companies provide a wide variety of general business insurance policies so it’s essential to get the right one for your needs.

Liability Insurance


Despite your best intentions sometimes accidents still happen. Today’s businesses are exposed to an ever-growing list of legal liabilities.

Professional Indemnity


This specialised area of insurance covers liability arising from the ‘professional services’ provided by a business. Importantly, as the nature of modern business continues to change rapidly it’s no longer only for traditional occupations such as Engineers, Accountants, Doctors, Lawyers, Architects, and Insurance Brokers.

Plant & Equipment Insurance


If you have mobile plant and equipment, we can arrange to ensure this plant and equipment is properly insured to protect both the equipment but importantly also the liabilities associated with its use. This product is designed to cover everything from the smallest of earthmoving machines though to the largest fixed or mobile cranes – and everything in between.

Rural Insurance

This insurance cover protects you against damage to farm buildings, contents, farm machinery, vehicles, as well as the many other assets required in your day-to-day operations.

Contract Works Insurance


You need Contract Works Insurance in place before a peg is put into the ground. Many things can go wrong where building works are involved, whether that be at excavation or even completion stage of any project. This insurance is designed specially to provide cover against any physical damage as well as loss of building materials, fire, and malicious damage.

Do you need more information? Call us on 03 218 2999 or email us.



At Zenith Group, we believe the true test of the relationship with your Insurance Broker is when you need to make claim.

Claims Process

Making a claim can be a daunting task, especially as it typically occurs at an already difficult time. With this in mind, we see it as one of the most important times in our relationship with you. We’ll do everything we can to make the process as smooth and easy as possible.

This includes:

Providing you with your Insurer’s Claim Form

Arranging for a Loss Assessor to be appointed if necessary

Advising on the completion of the Claim Form

Submitting the Claim Form to the Insurer
Providing advice to ensure you have received your full entitlements

Steps to lodging a claim:

Step 1. Contact us so we can discuss what has happened and carefully review the event/s against your insurance cover.

Step 2. We’ll send you the relevant claim form/s and outline any other documentation your Insurer is likely to require.

Step 3. Fill out your claim form in as much detail as you can. (Remember, if you have any questions we’re always here to help!)

Step 4. Post or email your completed claim back to us so we can check everything and then forward it to the Insurer on your behalf.

Local Understanding. National Strength.

Zenith Group are proud to be a Member Broker of Insurance Advisernet New Zealand, a network of more than 300 advisers across New Zealand and Australia. Insurance Advisernet is a principal member of the Insurance Brokers Association of New Zealand Inc. and the largest member of the publicly listed AUB Group – one of the leading general broking groups in Australasia with over 450,000 clients. This relationship gives us access to unrivalled financial strength, business efficiencies and buying power that spans every major insurer in New Zealand and Australia, even access to major overseas insurers when required.

Strength Under The Insurance Advisernet Banner

Visit the Insurance Advisernet Website

    Contact Us

    Need help? Contact us today by completing the form here.

    You can also find us at the following location:

    56 Deveron Street, Invercargill
    PO Box 595, Invercargill 9840

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